Benefits of Membership
NEA Benefits
As an NEA Member you get two important benefits free of additional charge.
NEA Complimentary Life Insurance
You’ll receive four levels of coverage
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$1,000 of life insurance
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Up to $5,000 of Accidental Death and Dismemberment (AD&D) coverage; $1,000 per year benefit up to maximum
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$50,000 AD&D benefit for any covered accident that occurs on the job or while serving as an Association Leader
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$150,000 Life Insurance benefit for unlawful homicide while on the job
Educators Employment Liability Insurance.
Every CTA member receives coverage for legal defense costs in lawsuits arising out of his or her educational employment activities. The Educators Employment Liability (EEL) Insurance policy provides the following benefits:
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Up to $1,000,000 coverage for legal defense costs in civil suits (except civil rights cases) arising out of educational employment activities
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Up to $35,000 reimbursement of attorney fees and costs to defend employment-related criminal proceedings.
Other programs available to members include:
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Life Insurance
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Home, College and Personal Loans
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Health and Disability Insurance
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Retirement Planning
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Homeowners' Insurance
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Income Protection
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Car Rental
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Credit Cards
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Magazine Service
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Savings Investments
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CD's
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Mutual Funds
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Annuities
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Money Market Funds
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For additional information, visit the NEA Member Benefits site.
CTA Benefits
CTA Members are entitled to additional insurance benefits free of additional charge.
Life and Accidental Death and Dismemberment Insurance
The CTA Death and Dismemberment (D&D) Plan is an automatic benefit available to eligible CTA members at no additional cost. If an eligible CTA member dies or suffers a dismemberment (i.e., suffers a loss of limb or other qualifying injury), member or her/his beneficiary(ies) will receive a lump-sum cash payment.
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Provided by the CTA Economic Benefits Trust
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A Death Benefit of $2,000
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An Accidental Death and Accidental Dismemberment Benefit of $10,000
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A $50,000 Benefit if the member dies or suffers a dismemberment due to an accident or assault while engaged in any activity which was in the expressed or implied terms of his or her occupation, or while acting in the capacity of an Association Leader
CTA also has a variety of optional programs to support members' needs. Programs available to members include:
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Life and Disability Insurance: The Standard
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Automobile and Homeowners Insurance: California Casualty
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Retirement Services: Calculators and savings plans
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Financial Education: Credit Union and Credit Card Services
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Tools and Resources: Student Loan Forgiveness, Training Programs, Conferences
For additional information, visit the CTA Member Benefits site.
Free Literature
UTA receives literature from a variety of sources regarding insurance information, tax shelters, entertainment and discounts, etc. Stop by the UTA office and peruse the files for the latest information.
